Retail Investor
1.1k resp.
79.7%
High Net Worth
171 resp.
11.9%
Family Office
69 resp.
4.8%
Financial Adviser
31 resp.
2.2%
Stockbroker
10 resp.
0.7%
Fund Manager
7 resp.
0.5%
Asset Consultant
2 resp.
0.1%
Which type of Livewire reader best describes you?
1432 out of 1432 answered
What are your/ your clients' top reasons for investing for income?
1432 out of 1432 answered
Retirement
1.1k resp.
75.5%
To replace primary income (e.g. career break or change)
397 resp.
27.7%
Savings
333 resp.
23.3%
Discretionary spends (e.g. holiday)
228 resp.
15.9%
No intended goal
83 resp.
5.8%
Other
18 resp.
1.3%
What is your current portfolio size or the average portfolio size of your client base?
1432 out of 1432 answered
$1 million - $2 million
325 resp.
22.7%
$2 million +
323 resp.
22.6%
$100,000 - $500,000
283 resp.
19.8%
$500,000 - $1 million
265 resp.
18.5%
0 - $100,000
141 resp.
9.8%
Prefer not to say
95 resp.
6.6%
What is your current age or the average age of your client base?
1432 out of 1432 answered
60-74
721 resp.
50.3%
45-59
286 resp.
20%
75+
246 resp.
17.2%
25-44
165 resp.
11.5%
18-24
14 resp.
1%
Generally speaking, are you/ your clients willing (and able) to draw on capital to support your/ their income requirements?
1432 out of 1432 answered
Yes
1.1k resp.
76%
No
344 resp.
24%
Approximately what return do you/ your clients need to achieve to sustain your / their desired lifestyle?
1432 out of 1432 answered
5%
385 resp.
26.9%
6%
230 resp.
16.1%
10% or above
208 resp.
14.5%
7%
192 resp.
13.4%
8%
186 resp.
13%
4%
139 resp.
9.7%
9%
41 resp.
2.9%
3%
31 resp.
2.2%
1%
10 resp.
0.7%
2%
10 resp.
0.7%
How important is capital stability for you/ your clients?
1432 out of 1432 answered
Important but I/ they can handle a small amount of volatility
860 resp.
60.1%
Not important. I/ they can handle volatility
236 resp.
16.5%
I/ they care more about the level of income being delivered than capital stability
218 resp.
15.2%
Very important, it is my/ their top priority
118 resp.
8.2%
Are you/ your clients willing to invest for a minimum term to achieve a higher level of income?
1432 out of 1432 answered
Yes, I'm/ they're happy to invest some capital for between 12 and 36 months
453 resp.
31.6%
Yes, I'm/ they're happy to invest some capital for longer than 36 months
449 resp.
31.4%
Yes, I'm/ they're happy to invest some capital for a period of about 12 months
359 resp.
25.1%
No, I/ they want liquidity in my/their investments
171 resp.
11.9%
Which asset classes are you currently invested in for your own/ your clients' income strategy?
1432 out of 1432 answered
Domestic Equities
1.4k resp.
97.6%
Global Equities
905 resp.
63.2%
REITs
497 resp.
34.7%
Residential Investment Property
390 resp.
27.2%
Listed Infrastructure
356 resp.
24.9%
Hybrids
288 resp.
20.1%
Corporate Bonds
248 resp.
17.3%
Alternatives
183 resp.
12.8%
Private Debt
143 resp.
10%
Government Bonds
118 resp.
8.2%
Debentures
12 resp.
0.8%
Other
4 resp.
0.3%
Which asset classes are you most likely to increase your/ your clients' exposure in the next 12 months for income?
1432 out of 1432 answered
Domestic Equities
993 resp.
69.3%
Global Equities
793 resp.
55.4%
Listed Infrastructure
284 resp.
19.8%
REITs
278 resp.
19.4%
Alternatives
154 resp.
10.8%
Hybrids
141 resp.
9.8%
Private Debt
129 resp.
9%
Residential Investment Property
109 resp.
7.6%
Corporate Bonds
108 resp.
7.5%
Government Bonds
51 resp.
3.6%
Debentures
11 resp.
0.8%
Other
22 resp.
1.5%
What is your/ your clients' biggest concern in the broader market?
1427 out of 1432 answered
Overvalued stock bubbles
1k resp.
72.2%
Geopolitical environment
541 resp.
37.9%
Global debt burden
503 resp.
35.2%
Covid-19 waves and lockdowns
470 resp.
32.9%
Inflation
466 resp.
32.7%
Interest rates
453 resp.
31.7%
The dividend story
346 resp.
24.2%
Other
2 resp.
0.1%
How much additional risk would you/ your clients be willing to take in order to achieve higher levels of income?
1431 out of 1432 answered
Moderate increase
932 resp.
65.1%
Not much
419 resp.
29.3%
Significant increase
80 resp.
5.6%